Your real UK net worth, in 60 seconds

Banking apps stop at your current account. This calculator goes the full distance — property, pensions, ISAs, vehicles, and debts. Everything stays in your browser. Nothing is sent anywhere.

Add up what you have

Round to the nearest thousand. You can always come back and refine.

💷 Cash & savings (what your banking app shows)

Current accounts + savings + Cash ISAs

📈 Investments (often invisible to banking apps)

S&S ISAs, brokerage accounts, premium bonds

Vanguard, Hargreaves Lansdown, Interactive Investor, AJ Bell, etc.

🏠 Property

Estimated current value

For an accurate estimate, see how Land Registry HPI works.

Outstanding mortgage balance

👴 Pensions

Combined value of all pension pots

Add up your DC pots. For DB pensions, use annual income × 20. For State Pension, weekly amount × 52 × 20 (≈ £230k if you'll get the full new State Pension).

🚗 Vehicles

Estimated resale value of your cars

💳 Other debts

Credit cards, personal loans, car finance, BNPL

Don't include your mortgage — that's already accounted for above.

Your real net worth

£0

Start filling in the form to see your number.

This calculator is for guidance only and doesn't constitute financial advice. Numbers stay in your browser; nothing is sent or saved.
More reading: Your real UK net worth · Land Registry HPI vs Zoopla